China Financial Daily:Smaller Banks Struggling to Achieve LC

China Financial Daily:Smaller Banks Struggling to Achieve LCR Target。While investors are concerned about the challenges brought by internetplayers on banks, few have noticed that some Chinese banks are takingproactive measures. ICBC clearly is one of them. In the second day of reverseroadshow (see Part I for 1st day), ICBC's management elaborated the bank'sdigitalization strategy and showcased the positive progresses. Leveraging onstrong customer base and data quality, we expect ICBC's digitalization toimprove cost efficiency and strengthen its retail franchise. Top pickmaintained.

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